Disclaimer – FinProUSA.com

1. Educational Purposes Only

All calculators, tools, and articles on FinProUSA.com https://www.finprousa.com are provided for general educational and informational purposes only. They are not financial advice, tax advice, mortgage advice, legal advice, or investment advice. Do not make financial decisions based solely on calculator results.

2. Not a Licensed Professional

FinProUSA.com is an independent financial education website. We are not a licensed financial advisor, CPA, tax attorney, mortgage lender, bank, or real estate broker. Information is researched from public sources such as IRS.gov, FHFA.gov, CFPB ConsumerFinance.gov, HUD.gov, VA.gov, SSA.gov. You should verify any information with official sources and a qualified professional.

3. No Guarantee of Accuracy

We strive to keep calculations accurate using current USA rules for 2025 and 2026, such as IRS tax tables, FHFA conforming loan limits, FHA UFMIP, VA funding fees, and standard mortgage formulas like M = P times r times 1 plus r to the power n divided by 1 plus r to the power n minus 1. However, laws, rates, fees, and limits change frequently. We do not warrant that calculators are error free, complete, or current. Your actual loan terms, taxes, or benefits may differ based on credit, lender fees, location, and other factors.

4. USA Only

All figures are in US Dollars USD, US date format MM/DD/YYYY, and based on USA federal rules. State laws vary. This site is intended for USA residents. If you access from outside the USA, information may not apply to you.

5. No Professional Relationship

Using this website does not create a financial advisor client, attorney client, or CPA client relationship. We do not have a fiduciary duty to you.

6. Affiliate and Advertising Disclosure

FinProUSA.com may display third-party advertisements and may include affiliate links to financial products. If you click or sign up, we may earn a commission at no extra cost to you. Advertising and affiliate relationships do not influence our calculator formulas, which are calculated 100 percent in your browser and based on public formulas like standard amortization and SBA SOP.

7. External Links

We link to official government websites for reference, such as IRS.gov, FHFA.gov, CFPB, SSA.gov, HUD.gov. We are not responsible for the content or privacy practices of those external sites.

8. Limitation of Liability

To the fullest extent permitted by USA law, FinProUSA.com and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of calculators or reliance on content. You use the site at your own risk. For any claim, maximum liability is limited to 100 USD.

Original content written for FinProUSA.com. All calculator formulas are implementations of public domain math formulas. Sources: IRS.gov, FHFA.gov, ConsumerFinance.gov, HUD.gov, VA.gov, SSA.gov. This disclaimer complies with FTC guidance on financial education websites and Google AdSense policies.